Our price

Just like our cashflow modelling software itself, our pricing structure breaks the mould for clarity, transparency, and value.

i4C icon

i4C Licence Fee

£60

+VAT, per user/per month

Start for free
  • Automatic licence updates
  • Dedicated 60 minute new customer aftercare session via screenshare
  • Top tips and videos by email throughout your onboarding journey and beyond
  • Access to resources through our i4C users Community Site
  • Regular technical webinars to optimise use of i4C
  • Customer support via community ticketing system with 24 hour response SLA
  • Seminar invitations at discounted rates
  • Integration with Intelligent Office (Intelliflo) at no extra cost by acquiring via the IO Store

Additional support:

  • On-Site “Firm Champion” Training Sessions at £750 per day
  • Planner Accreditation Programme at £75 per user*
  • On-Site Surgery For Planners to Discuss “Live Cases” at £375 per session
  • 1 to 1 Case Check via screenshare at £50 per session

*Subject to a minimum of £750 per firm.

Common questions

What support are you able to provide us with?

As an i4C user you have access to our interactive online community. This includes topical articles, i4C best practice and FAQs. You can share knowledge, raise support tickets and seek advice from your fellow community members. Whether you’re new to cashflow modelling or a long-time advocate, you’ll find the community valuable. ‘How to’ videos get you up and running fast, helping you to create meaningful financial plans. You’ll also find detailed webinars and knowledge articles to assist you on specific topics.

Can it integrate to my CRM? I don’t want to have to key all this stuff in twice.

From July 2018 i4C and Intelligent Office users will be able to take advantage of an extensive integration programme that we have been working on together. This will continue to develop as the IO Open API develops. We are in active discussions with other CRM providers who are keen to have i4C integrated with their proposition. We will be announcing more in due course.

As Compliance Officer I need to set firm-level assumptions – what does i4C offer on this?

In i4C you can set all the model portfolio growth, yield and interest rates for an unlimited number of portfolios. This sets the standard for the firm. Only an administrator can amend this so you can have consistency across firms and planners. Certain aspects such as inflation rates can be varied per client as this is an important part of scenario planning.

It’s all based on assumptions so is always going to be wrong.

As Rory Percival stresses in his May 2018 An Ex-Regulator’s Guide to Cashflow Planning “Approximately right rather than perfectly wrong. The first and most important thing about cashflow planning is that the results will always be wrong; that is to say that they will never perfectly reflect the client’s finances and life. The tools provide an approximate guide to the client’s finances and hence can steer their actions to help improve the chances of meeting their objectives.” Regulators are increasingly recognizing the need for cashflow modelling – from 1 October 2018 it will be mandatory for pension transfer advice.

Cashflow modelling just feels too complicated for many clients?

We would agree that other applications are not suitable for all clients or advisers. However at i4C we have focused on being feature rich and easy to use. We know that it is becoming increasingly important for firms to be able roll-out cashflow modelling for all planners and all clients. I4C is all about enabling that because it has all the features of others but really intuitive and engaging inputs and outputs. To support this we have our i4C Community and a series of training packages for firms and planners.

How can I be sure the planners and paraplanners in my team are using i4C correctly?

We focus very heavily on making i4C easy to use so there are few barriers to adoption. In addition we ensure all firms have access to on-boarding plans that are most suitable to their size number of planners and type of clients. In terms of supporting compliance and roll-out we provide tailored training packages that include a Planner Accreditation programme which ensures all planners in a firm are using i4C correctly and consistently in line with what the firm’s management requires.

"Used well, it can empower clients, help them make good decisions and, maybe, change lives. I think all advisers dealing with mainstream clients should be using cash-flow planning to a greater or lesser extent."

Rory Percival, ‘An Ex-Regulator’s Guide to Cashflow Planning’

Read more